Information about Dental Insurance
Insurance coverage is ever-changing, and patients can get confused. This can lead to decisions that may affect their oral health. For a clearer understanding of insurance, its best to stay informed. Bite Dental Works is happy to help you with that. Read on for more information, and contact us if you have any questions or need advice.
Assignment of Dental Insurance Benefits
We will accept assignment (meaning that your insurance company pays us directly) of your dental insurance under the following conditions:
- The patient must have a complete new patient examination.
- The patient (or person responsible for the account) must pay their deductibles and estimated co-insurance at the end of every appointment.
- The patient accepts responsibility for their account. We have no relationship with your insurance company, and you are responsible for any balances on your account after the insurance company has paid us.
The patient must fill out an insurance information sheet and email it to us before their first appointment. Just call our office, and we will send you a blank insurance form to fill out. You can also download the form here.
Please email your insurance information sheet to info.bitedentalworks@shaw.ca.
What You Should Know About Dental Insurance
Dental insurance can make it easier for you to pay for certain dental treatments. Sometimes called full-coverage plans, these dental insurance plans may cover several procedures and treatments, including corrective or cosmetic ones.
Here's a quick list of things to remember about dental insurance:
- Dental insurance plans help patients offset the costs of dental treatment, but they have their limits, depending on the plan type. Coverage varies widely depending on cost and level of coverage.
- When it comes to dental treatments, the cost varies depending on the procedure, but in general, basic procedures are covered at 80%-100% by most major dental insurance plans.
- For major dental work, most dental insurance plans 50% of the cost.
- The majority of dental insurance plans have a yearly maximum that ranges from $1,000 to $2,500.
- Dental insurance plans do not necessarily cover all potential dental procedures, including cosmetic procedures and denture implants.
Before Scheduling an Appointment
It’s good to know what your insurance details are, so that we can help you see how much financial help you will receive from your insurance company. Treatment plans are specific to each individual, while dental insurance plans are not, which is often why you will see a discrepency between treatment you need, and what your insurance will cover.
Easy Ways To Maximize Your Dental Coverage
Early detection of dental problems can prevent costly fixes in the future, which is why it is so important to have regular dental exams and cleanings. Dental insurance is designed to maintain healthy smiles, and you can utilize your coverage by coming regularly for appointments and routine dental work.
Call us to know more about our dental insurance solutions.
